
Keep your patients at their best with treatment now, payment later.
U.S. Bank Avvance® point-of-sale financing gives your patients the flexibility to impress today, built on the strength and stability of U.S. Bank.

The patient-first financing option.
Your patients expect flexible payment options to help them cover their treatments:
- Loan options from $300 - $25,000.
- Repayment terms from 3 to 60 months.
- A fast, secure mobile-friendly application process.
- Customer repayment and servicing through the award-winning U.S. Bank mobile app.
How U.S. Bank Avvance works in Healthcare:
Qualify patients with pre-approval
You create a treatment plan for your patient.
Your patient can get pre-approved with U.S. Bank Avvance, and see the maximum amount they’re qualified for.
Agree on treatment options
You send the patient an application link.
They apply from their phone to lock in their offer.
Payments made easy for all
You receive payment within 48 hours.
Your patient repays U.S. Bank over time based on the terms of their loan.
What businesses offering Avvance are saying.
Avvance is a natural part of treatment conversations with our patients. It's simple for customers to apply on their phones, and pre-approval helps patients know if they qualify for financing and what they can afford upfront, so we can focus on the best treatment plan. It makes our conversations more open and honest, giving them confidence in their care decisions.
Dr. Naccarati | Elective Healthcare | Southern California

Give your patients the option to finance healthcare treatment with U.S. Bank Avvance.
Customers are looking for more ways to pay.
43%
prefer lending options offered by a bank1
1 in 5
consider financing for purchases $1,000 and higher2
76%
expect a seamless application experience3

Send invoices, track payments, and review new leads.
The Avvance Merchant Portal is our one-stop web app for your business to manage everything point-of-sale financing.
Download marketing materials, spin through the training library, and give employees the access they need to help you grow your business.
Your practice wins with point-of-sale financing.
Turn pre-approval leads into new business
Give your patients more options and great service
Peace of mind with the stability of U.S. Bank
Grow your business with U.S. Bank Avvance®.
Fill out the form and our team will reach out to discuss how to offer point-of-sale financing to your customers.
Frequently asked questions
1 https://news.gallup.com/poll/468053/record-high-put-off-medical-care-due-cost-2022.aspx
2 https://www.mckinsey.com/industries/financial-services/our-insights/banking-matters/us-lending-at-point-of-sale-the-next-frontier-of-growth
3 https://investor.citizensbank.com/about-us/newsroom/latest-news/2018/2018-11-08-123003472